Going a Step Further for Key Executives

Group Variable Universal Life/Supplemental Disability Income Insurance

When it comes to Group Life, traditional term insurance may not be the optimum solution for everyone. While most need life insurance coverage, highly compensated employees have estate and tax planning needs that can be better met with enhanced programs such as Group Variable Universal Life (GVUL) for the Highly Compensated. GVUL is designed to meet the unique life insurance needs of highly compensated employees (those earning at least $75,000 or more a year). The program is a tax-advantaged alternative to traditional Group Term life insurance, featuring permanent (to age 95) life insurance coverage, in excess of standard group limits, combined with the option to invest additional premium amounts in a wide range of investment portfolios.

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Michael D. Lee | Vice President
The Smith Companies, LTD
Corporate Executive Strategies, LLC | 225 Friend Street, Suite 600 | Boston, MA 02114
617-723-4800, ext. 530 • 800-845-7707
508-498-1255 Cell • 617-412-4024 Fax
mlee@smithcompany.com
www.capitasfinancial.com